Mortgage Checklist

Applying for your mortgage is easier when you’re prepared. Come in for a pre-qualification letter to see how much you are qualified to borrow.
When you ready to proceed with loan you will require the following documents:

For Mortgage Loans:
  • Agreement of Sale
  • Copy of deed/Certificate of Title
  • Copies of lease receipts (if applicable)
  • Up-to-date land and building taxes and water rates
  • Certificate of Compliance
  • Two forms of valid identification (identification card, driver's licence, passport)
  • Confirmation of savings/debt
  • Job letter
  • Recent pay slip
  • If self-employed, evidence to support income e.g. financial statements for the last 12 months or more
  • Builder’s risk and comprehensive home insurance coverage

Please note, this list may not include everything your specialist requires to complete your application.

Thinking of buying or building a home?

Use our helpful Mortgage Calculators to calculate the mortgage you can afford.

For more information

In a Branch

You can own the home of your dreams sooner.
Contact our nearest Scotiabank branch to find out how.

Find a local branch