Mortgage Checklist

Applying for your mortgage is easier when you’re prepared. Before you meet with your Scotiabank advisor, make sure you have the following documents handy:

For Mortgage Loans:
  • Agreement of Sale
  • Copy of deed/Certificate of Title
  • Copies of lease receipts (if applicable)
  • Up-to-date land and building taxes and water rates
  • Certificate of Compliance
  • Two forms of valid identification (identification card, driver's licence, passport)
  • Confirmation of savings/debt
  • Job letter
  • Recent pay slip
  • If self-employed, evidence to support income e.g. financial statements for the last 12 months or more
  • Builder’s risk and comprehensive home insurance coverage
For New Construction Loans:
  • Approved building plans
  • Builder's detailed estimate
  • Building contract
  • Quantity surveyor's report

Please note, this list may not include everything your specialist requires to complete your application.

Thinking of buying or building a home?

Use our helpful Mortgage Calculators to calculate the mortgage you can afford.

For more information

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Contact our nearest Scotiabank branch to find out how.

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